Mercint Group Thrift
A Mercint Group company
Personal Expense Intelligence

Spend with intention.

Thrift is a deliberate, beautiful expense tracker. Record every cedi, see exactly where your money goes, and build the habit of considered spending — without the noise of a hundred unused features.

9:41 ● ● ●
Good morning, Akua
November
Spent this month
₵ 2,847
↓ 12% vs October
Today
Lunch · Marina Mall
Food & dining
₵ 45
Uber to office
Transport
₵ 28
Phone airtime
Bills
₵ 50
12,000+
people building better spending habits with Thrift
₵ 4.2M
tracked through Thrift this year alone
3 mins
average time to record a week's expenses
100%
your data stays on your device — never sold
What's inside

A small set of well-made tools.

Thrift does six things well — and resists the temptation to do twenty things badly. Every feature is something you'll use every week, not a tab you'll never open.

Quick capture

Record an expense in three taps. Amount, category, done. No mandatory notes, no required receipts, no five-step wizards.

Category insight

See where your money actually goes — by category, by week, by venue. Spot the slow drains before they become problems.

Monthly review

A one-page monthly summary you'll actually read. Total spent, biggest category, biggest single expense, change vs last month.

Local-first

Your data lives on your device. Sync across phones if you want it; keep it private if you don't. Either way, we never see it.

Mobile Money ready

Categories and currency built for West Africa first. Cedis, mobile money flows, transport categories that actually match how you spend.

Quiet by design

No notifications. No streaks. No "you're spending too much!" guilt-trips. Thrift presents the data and trusts you to act on it.

In-browser demo

Try Thrift, right now.

Add a few expenses. Watch the chart and the breakdown update in real time. Everything below works — but it lives only in your browser and disappears when you close the tab.

Add expense

New transaction

Try adding a few different categories to see the breakdown chart populate.
Total this session
₵ 0
Transactions
0
Largest category
By category
Transactions
No expenses yet. Add one to begin.
Pricing

Honest pricing, plainly stated.

Thrift is free for personal use, on one device, forever. The paid tiers exist for people who want sync across multiple devices and richer monthly reports.

Personal
For the considered solo user
Free
forever, no card required
  • Unlimited expenses, one device
  • All categories & charts
  • Monthly review report
  • Export to CSV
  • Local-only storage
Get started
Pro
For the meticulously curious
₵ 50
per month, billed annually
  • Everything in Household
  • Multi-currency (₵, $, €, £)
  • Custom categories & tags
  • Annual review with insights
  • API access & integrations
  • Encrypted cloud backup
Start 14-day trial